1 1. Who We Are
SimpleReferral (simplereferral.net) is an independent personal website operated by a private individual in Canada. We document referral programs and share referral codes for Canadian services we personally use and recommend. This site is not a commercial entity, business, agency, or official partner of any brand listed on this site.
2 2. Referral & Affiliate Disclosure
This site contains referral links and referral codes. When you sign up for a service using our referral code or link, the site operator may receive a referral bonus, credit, or cash reward as part of the service's referral program. This compensation comes at no extra cost to you and does not affect the welcome bonus or offer you receive.
We only share services we genuinely use ourselves. Our opinions and recommendations are our own and are not influenced by any company whose product is featured on this site.
3 3. No Affiliation or Endorsement
SimpleReferral is not affiliated with, endorsed by, sponsored by, or otherwise connected to any of the companies listed on this site. We have no formal relationship with these companies, and our referral participation is through the same public referral programs available to all customers.
All trademarks, logos, and brand names are the property of their respective owners:
Wealthsimple is a trademark of Wealthsimple Technologies Inc. 
Fizz is a trademark of Videotron Ltd. 
Rakuten is a trademark of Rakuten Group, Inc. Cash Back services in Canada are operated under Ebates Canada Inc. d/b/a Rakuten Canada. 
Oxio is a trademark of Cogeco Connexion Inc. 
TopCashback is a registered trademark of TopCashback Ltd. 
Public Mobile is a trademark of Telus Communications Inc. 
Tangerine Bank is a wholly owned subsidiary of The Bank of Nova Scotia (Scotiabank). CDIC member. 
RateHub is a registered trademark of RateHub Inc. 
TELUS and "The Future Is Friendly" are registered trademarks of TELUS Communications Inc. 
Uber Eats is a trademark of Uber Technologies Inc. 
DoorDash is a registered trademark of DoorDash Inc. 
Eskimo is a trademark of Datapro Technologies Pte Ltd. 
Great Canadian Rebates is a trademark of its respective owner. Use of these names on this site is for informational and descriptive purposes only and does not imply any association.
4 4. Referral Bonuses & Offers
All referral bonuses, sign-up offers, promotional rates, and welcome rewards described on this site are subject to change at any time by the respective companies, without notice to us. We make no guarantee that any specific offer will be available, or remain at the stated amount, when you sign up.
Always verify current terms, conditions, and eligibility requirements on the official company website before signing up. Referral bonuses are typically subject to minimum spending, holding periods, or other qualifying conditions set by the company.
5 Brand-Specific Notices
6. Investing & Financial Products (Wealthsimple)
Nothing on this site relating to Wealthsimple constitutes financial advice, investment advice, or a recommendation to buy or sell any security. We are not registered financial advisors, brokers, or investment professionals. All investments carry risk, including the possible loss of principal. Past performance is not indicative of future results. Always consult a qualified financial advisor before making investment decisions.
7. Mobile & Internet Services (Fizz)
Plan pricing, promotional rates, features, coverage areas, and service availability for Fizz may vary by region and are subject to change without notice. The referral credit offered is subject to Fizz's terms and conditions. Information on this site may not reflect current offerings. Contact Fizz directly for accurate and up-to-date pricing and terms. We make no representation regarding service quality, reliability, or availability in your area.
8. Cash Back & Rewards (Rakuten)
Cash Back rates offered through Rakuten Canada vary by retailer and purchase type, and may change or be removed without notice. The $30 welcome bonus is subject to Rakuten Canada's terms and conditions and requires a qualifying purchase within a specified period. Cash Back payments are made quarterly and are not guaranteed. We make no warranty regarding the availability, amount, or timing of any Cash Back or bonus payment.
9. Internet Services (Oxio)
Plan pricing, promotional rates, features, coverage areas, and service availability for Oxio may vary by region and are subject to change without notice. The first month free offer is subject to Oxio's terms and conditions and eligibility requirements. Information on this site may not reflect current offerings. Contact Oxio directly for accurate and up-to-date pricing and terms. We make no representation regarding service quality, reliability, or availability in your area.
10. Cash Back & Rewards (TopCashback)
Cash Back rates through TopCashback vary by retailer and purchase type and may change without notice. The $25 sign-up bonus requires earning $10 in payable cashback within 180 days of registration. Cashback payments are subject to verification by retailers and TopCashback, and timing varies. We make no warranty regarding the availability, amount, or timing of any cashback or bonus payment.
11. Prepaid Mobile Services (Public Mobile)
The $10 referral credit is applied within 72 hours of activation and is subject to Public Mobile's terms and conditions. Referral credits are non-transferable and carry no cash value. The referral code must be entered during activation — it cannot be applied retroactively. Plan pricing, features, and availability are subject to change without notice.
12. Banking & Financial Products (Tangerine)
The $50 referral bonus is subject to Tangerine's terms and conditions. New clients must deposit a minimum of $250 within 60 days of becoming a client and maintain that balance for 60 consecutive days. Tangerine products are banking products, not investment products. Nothing on this site constitutes financial advice. Tangerine Bank is a member of CDIC.
13. Mortgage & Financial Comparison (RateHub)
The referral bonus of up to $50 applies only to eligible credit cards marked with the "Eligible for referral bonus" badge on RateHub.ca, and requires the referred person to be approved by the card issuer. Bonus is paid via e-transfer after approval and is subject to RateHub's terms and conditions. Nothing on this site constitutes financial or credit advice.
14. Mobile Services (TELUS)
The $50 bill credit is subject to TELUS's terms and conditions. The referral offer must be claimed via the referral link before activating a new TELUS account — it cannot be applied after. The referred customer must keep their account active for 90 days. Credits are applied approximately 4–8 weeks after completion and are non-transferable.
15. Food Delivery (Uber Eats)
The referral offer (CA$15 off each of the first 2 qualifying delivery orders) is subject to Uber Eats' referral program terms and conditions and may change or expire at any time. A minimum order of CA$20 is required per qualifying order (excluding promotions). Delivery orders only, exceptions apply. Some merchants excluded. Other local fees and taxes may still apply.
16. Food Delivery (DoorDash)
The referral offer (CA$15 off first 3 qualifying orders for the new user, CA$30 credit for the referrer) is subject to DoorDash's terms and conditions and may change or expire at any time. A minimum order value of CA$20 is required for each qualifying order. New accounts only. Credits are not transferable and have no cash value.
17. Travel eSIM (Eskimo)
The 500MB free data bonus is subject to Eskimo's terms and conditions and may change at any time. Coverage and data speeds vary by country and network availability. Eskimo eSIM provides data connectivity only and does not include voice or SMS services. Device compatibility with eSIM technology varies — check your device specifications before purchasing. This is an independent personal referral page not affiliated with Datapro Technologies Pte Ltd.
18. Cash Back & Rewards (Great Canadian Rebates)
Cashback rates through Great Canadian Rebates vary by retailer and purchase type and may change without notice. Cashback payments are subject to verification by retailers and GCR, and timing varies. We make no warranty regarding the availability, amount, or timing of any cashback payment. This is an independent personal referral page not affiliated with Great Canadian Rebates.
19 19. Accuracy of Information
We make reasonable efforts to keep information on this site accurate and current. However, we cannot guarantee that all content is complete, accurate, or up to date at any given time. Information may lag behind changes made by the respective companies. Use this site for general reference purposes only and always verify details directly with the provider.
20 20. Third-Party Links
This site contains links to third-party websites operated by the companies whose referral programs are described here. We are not responsible for the content, accuracy, privacy practices, security, or policies of any external website. Accessing third-party websites is entirely at your own risk.
21 21. AI-Generated Content
Some content on this site may have been drafted or assisted using artificial intelligence (AI) tools. While we review content before publishing, AI-generated content may contain inaccuracies, errors, or outdated information. It should not be treated as authoritative or professional advice.
Always verify any information — including referral bonus amounts, eligibility requirements, terms, and product details — directly with the official company website before making any financial or purchasing decision.
22 22. No Warranties
This site is provided on an "as is" basis without warranties of any kind, either express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components. To the maximum extent permitted by law, we disclaim all liability for damages arising from use of this site.
23 23. Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time. Changes will be reflected by updating the date at the top of this page. Continued use of the site following any changes constitutes your acceptance of the updated disclaimer.