1 1. Who We Are
SimpleReferral (simplereferral.net) is an independent personal website operated by a private individual in Canada. We document referral programs and share referral codes for Canadian services we personally use and recommend. This site is not a commercial entity, business, agency, or official partner of any brand listed on this site.
2 2. Referral & Affiliate Disclosure
This site contains referral links and referral codes. When you sign up for a service using our referral code or link, the site operator may receive a referral bonus, credit, or cash reward as part of the service's referral program. This compensation comes at no extra cost to you and does not affect the welcome bonus or offer you receive.
We only share services we genuinely use ourselves. Our opinions and recommendations are our own and are not influenced by any company whose product is featured on this site.
3 3. No Affiliation or Endorsement
SimpleReferral is not affiliated with, endorsed by, sponsored by, or otherwise connected to any of the companies listed on this site. We have no formal relationship with these companies, and our referral participation is through the same public referral programs available to all customers.
All trademarks, logos, and brand names are the property of their respective owners:
Use of these names on this site is for informational and descriptive purposes only and does not imply any association.
4 4. Referral Bonuses & Offers
All referral bonuses, sign-up offers, promotional rates, and welcome rewards described on this site are subject to change at any time by the respective companies, without notice to us. We make no guarantee that any specific offer will be available, or remain at the stated amount, when you sign up.
Always verify current terms, conditions, and eligibility requirements on the official company website before signing up. Referral bonuses are typically subject to minimum spending, holding periods, or other qualifying conditions set by the company.
5 Brand-Specific Notices
6. Investing & Financial Products (Wealthsimple)
Nothing on this site relating to Wealthsimple constitutes financial advice, investment advice, or a recommendation to buy or sell any security. We are not registered financial advisors, brokers, or investment professionals. All investments carry risk, including the possible loss of principal. Past performance is not indicative of future results. Always consult a qualified financial advisor before making investment decisions.
7. Mobile & Internet Services (Fizz)
Plan pricing, promotional rates, features, coverage areas, and service availability for Fizz may vary by region and are subject to change without notice. The referral credit offered is subject to Fizz's terms and conditions. Information on this site may not reflect current offerings. Contact Fizz directly for accurate and up-to-date pricing and terms. We make no representation regarding service quality, reliability, or availability in your area.
8. Cash Back & Rewards (Rakuten)
Cash Back rates offered through Rakuten Canada vary by retailer and purchase type, and may change or be removed without notice. The $30 welcome bonus is subject to Rakuten Canada's terms and conditions and requires a qualifying purchase within a specified period. Cash Back payments are made quarterly and are not guaranteed. We make no warranty regarding the availability, amount, or timing of any Cash Back or bonus payment.
9. Internet Services (Oxio)
Plan pricing, promotional rates, features, coverage areas, and service availability for Oxio may vary by region and are subject to change without notice. The first month free offer is subject to Oxio's terms and conditions and eligibility requirements. Information on this site may not reflect current offerings. Contact Oxio directly for accurate and up-to-date pricing and terms. We make no representation regarding service quality, reliability, or availability in your area.
10. Cash Back & Rewards (TopCashback)
Cash Back rates through TopCashback vary by retailer and purchase type and may change without notice. The $25 sign-up bonus requires earning $10 in payable cashback within 180 days of registration. Cashback payments are subject to verification by retailers and TopCashback, and timing varies. We make no warranty regarding the availability, amount, or timing of any cashback or bonus payment.
11. Prepaid Mobile Services (Public Mobile)
The $10 referral credit is applied within 72 hours of activation and is subject to Public Mobile's terms and conditions. Referral credits are non-transferable and carry no cash value. The referral code must be entered during activation — it cannot be applied retroactively. Plan pricing, features, and availability are subject to change without notice.
12. Banking & Financial Products (Tangerine)
The $50 referral bonus is subject to Tangerine's terms and conditions. New clients must deposit a minimum of $250 within 60 days of becoming a client and maintain that balance for 60 consecutive days. Tangerine products are banking products, not investment products. Nothing on this site constitutes financial advice. Tangerine Bank is a member of CDIC.
13. Mortgage & Financial Comparison (RateHub)
The referral bonus of up to $50 applies only to eligible credit cards marked with the "Eligible for referral bonus" badge on RateHub.ca, and requires the referred person to be approved by the card issuer. Bonus is paid via e-transfer after approval and is subject to RateHub's terms and conditions. Nothing on this site constitutes financial or credit advice.
14. Mobile Services (TELUS)
The $50 bill credit is subject to TELUS's terms and conditions. The referral offer must be claimed via the referral link before activating a new TELUS account — it cannot be applied after. The referred customer must keep their account active for 90 days. Credits are applied approximately 4–8 weeks after completion and are non-transferable.
15. Food Delivery (Uber Eats)
The referral offer (CA$15 off each of the first 2 qualifying delivery orders) is subject to Uber Eats' referral program terms and conditions and may change or expire at any time. A minimum order of CA$20 is required per qualifying order (excluding promotions). Delivery orders only, exceptions apply. Some merchants excluded. Other local fees and taxes may still apply.
16. Food Delivery (DoorDash)
The referral offer (CA$15 off first 3 qualifying orders for the new user, CA$30 credit for the referrer) is subject to DoorDash's terms and conditions and may change or expire at any time. A minimum order value of CA$20 is required for each qualifying order. New accounts only. Credits are not transferable and have no cash value.
17. Travel eSIM (Eskimo)
The 500MB free data bonus is subject to Eskimo's terms and conditions and may change at any time. Coverage and data speeds vary by country and network availability. Eskimo eSIM provides data connectivity only and does not include voice or SMS services. Device compatibility with eSIM technology varies — check your device specifications before purchasing. This is an independent personal referral page not affiliated with Datapro Technologies Pte Ltd.
18. Cash Back & Rewards (Great Canadian Rebates)
Cashback rates through Great Canadian Rebates vary by retailer and purchase type and may change without notice. Cashback payments are subject to verification by retailers and GCR, and timing varies. We make no warranty regarding the availability, amount, or timing of any cashback payment. This is an independent personal referral page not affiliated with Great Canadian Rebates.
19. Prepaid & Postpaid Mobile Services (Koodo)
The $25 referral credit is subject to Koodo's refer-a-friend program terms and conditions. The referral link must be redeemed before activating a new account, and both accounts must remain active and in good standing for 90 days or the credit may be reversed. Credits are paid out as $5/month over 5 months and are non-transferable. Plan pricing and availability are subject to change without notice.
20. Food Rescue (Too Good To Go)
The referral offer (CA$2.00 voucher for the new user's first Surprise Bag, a reward voucher for the referrer) is subject to Too Good To Go's terms and conditions and may change or expire at any time. New accounts only. Surprise Bag availability, contents, and pricing vary by store and location.
21. Smart Home Energy (Hilo)
The $25 referral reward is subject to Hilo's refer-a-friend program terms and conditions, including that the referral code must be entered at checkout and the invitee's installation must be completed. Rewards are paid by Interac e-transfer and may take several weeks to arrive. Hilo is available to eligible Hydro-Québec residential customers in Quebec only.
22. Grocery Delivery (Instacart)
The referral offer ($10 off the new user's first order, $10 credit for the referrer) is subject to Instacart's terms and conditions and may change or expire at any time. New accounts only. Minimum order values, delivery fees, and store availability vary by location.
23. Dental Care Booking (Opencare)
The $50 reward is available to new patients only, requires booking and completing a new-patient exam and cleaning through the Opencare platform, and must be claimed by submitting a dental receipt within 6 months of the appointment. Appointments paid through government-funded insurance (e.g. provincial health plans, Medicaid, Medicare) are not eligible. Limited to one reward per person every two years. The reward is issued at Opencare's sole discretion under its Gift Card Reward Program terms, which may change at any time. This is an independent personal referral page, not affiliated with Opencare Inc.
24. Freelance AI Data Work (micro1)
This is a job-referral link, not a product sign-up bonus — there is no purchase or account bonus involved. Roles, pay rates, and number of openings change frequently and are set entirely by micro1; SimpleReferral has no role in hiring, pay, or contract terms. Applicants are independent contractors, not employees, and are responsible for their own tax and eligibility status. Availability of specific roles to Canadian residents varies — confirm eligibility on the application page before applying. This is an independent personal referral page, not affiliated with micro1, Inc.
25. Freelance & AI Training Work (Mercor)
This is a job-referral link, not a product sign-up bonus. Referral bounties shown on Mercor's platform vary by role, are paid only after the referred candidate is hired and (where applicable) completes a qualifying period, and are set entirely by Mercor — SimpleReferral has no role in hiring, pay, or bounty decisions. Applicants are independent contractors, not employees. Role availability, pay rates, and eligibility (including for Canadian residents) vary by listing — confirm on the application page before applying. This is an independent personal referral page, not affiliated with Mercor, Inc.
26. AI/LLM API Cost Savings (Cheaper Inference)
Cheaper Inference is a third-party API marketplace for discounted access to AI model providers; SimpleReferral is not affiliated with, endorsed by, or sponsored by Cheaper Inference. Model pricing, discount percentages, and available providers shown on their platform change frequently and are not guaranteed. Any referral credit tied to this link is determined solely by Cheaper Inference and was not independently confirmed at time of writing — check their site for current referral terms before relying on a specific reward amount. This service is intended for developers integrating AI APIs, not general consumer use.
27. Amazon Associates Affiliate Disclosure (Amazon.ca)
SimpleReferral is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.ca. As an Amazon Associate, this site may earn from qualifying purchases made through the link above. There is no bonus, discount, or reward for the buyer — prices are identical to shopping on Amazon.ca directly. This is not an official Amazon page and is not affiliated with, endorsed by, or sponsored by Amazon.com, Inc.
28 28. Accuracy of Information
We make reasonable efforts to keep information on this site accurate and current. However, we cannot guarantee that all content is complete, accurate, or up to date at any given time. Information may lag behind changes made by the respective companies. Use this site for general reference purposes only and always verify details directly with the provider.
29 29. Third-Party Links
This site contains links to third-party websites operated by the companies whose referral programs are described here. We are not responsible for the content, accuracy, privacy practices, security, or policies of any external website. Accessing third-party websites is entirely at your own risk.
30 30. AI-Generated Content
Some content on this site may have been drafted or assisted using artificial intelligence (AI) tools. While we review content before publishing, AI-generated content may contain inaccuracies, errors, or outdated information. It should not be treated as authoritative or professional advice.
Always verify any information — including referral bonus amounts, eligibility requirements, terms, and product details — directly with the official company website before making any financial or purchasing decision.
31 31. No Warranties
This site is provided on an "as is" basis without warranties of any kind, either express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components. To the maximum extent permitted by law, we disclaim all liability for damages arising from use of this site.
32 32. Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time. Changes will be reflected by updating the date at the top of this page. Continued use of the site following any changes constitutes your acceptance of the updated disclaimer.