Find the Right Credit Card.
We Both Earn Up to $50.
RateHub compares credit cards from Canada's top issuers side by side. Sign up through my referral link, get approved for an eligible card, and both of us receive up to $50 via e-transfer.
Compare Cards on RateHubWhy I Use RateHub for Credit Cards
SimpleReferral
I started using RateHub when I was shopping for a new credit card and wanted to compare rewards rates and annual fees across multiple issuers without visiting each bank’s website separately.
RateHub lists cards from Tangerine, Scotiabank, TD, Simplii, RBC, MBNA, and others side by side — with rewards rates, fees, and welcome offers clearly displayed. Comparing cards does not affect your credit score; a hard inquiry only happens when you actually submit an application.
The referral program is straightforward: sign up through my link, apply for any card with the “Eligible for referral bonus” badge, and get approved by the card issuer. Once approved, both of us receive up to $50 via e-transfer — no codes to enter, no hoops to jump through. There’s also no limit on referrals, so if you end up sharing your own link, the same deal applies to your friends.
Up to $50 Each — No Limit on Referrals
Use my referral link to sign up, then apply for any credit card with the "Eligible for referral bonus" badge. Once you're approved by the card issuer, we both receive up to $50 via e-transfer. No cap on how many people you can refer.
Compare Cards & Earn $50How It Works
Three steps to earn your referral bonus on RateHub.
Sign Up via My Referral Link
Click my referral link to create a free RateHub account. Your account will be linked to my referral automatically — no code to enter manually.
Find an Eligible Credit Card
Browse credit cards on RateHub and look for the "Eligible for referral bonus" badge. Eligible cards come from issuers like Tangerine, Scotiabank, TD, Simplii, RBC, and MBNA.
Apply and Get Approved
Submit your credit card application directly through RateHub. Once the card issuer approves your application, the referral bonus is triggered for both of us.
Both of Us Receive Up to $50
After your approval is confirmed, RateHub sends up to $50 to you and up to $50 to me via e-transfer. No further action required.
Why I Use RateHub to Compare Credit Cards
What genuinely stands out after using RateHub to find and apply for credit cards.
Cards from All Major Issuers
RateHub lists cards from Tangerine, Scotiabank, TD, Simplii, RBC, MBNA, and more — side by side with rewards rates, fees, and sign-up offers clearly displayed.
Free to Compare, No Credit Impact
Browsing and comparing credit cards on RateHub is completely free and does not affect your credit score. A hard inquiry only happens when you formally submit an application.
Up to $50 Each — Paid via E-Transfer
Unlike many referral programs, both the person who refers and the person who signs up receive the bonus. RateHub pays out via e-transfer once the card issuer approves the application.
Questions About the RateHub Referral Program
Everything I needed to know before sharing my referral link.
The referral bonus is triggered when someone signs up through your unique referral link, applies for a credit card that has the "Eligible for referral bonus" badge on RateHub, and gets approved by the card issuer. Simply browsing or comparing cards does not count — the applicant must be approved.
Compare Cards & Earn $50Not all cards on RateHub qualify. Eligible cards are marked with an "Eligible for referral bonus" badge on the card listing page. Participating issuers include Tangerine, Scotiabank, TD, Simplii, RBC, and MBNA, among others. Always check for the badge before applying.
Compare Cards & Earn $50Both the referrer and the referee receive up to $50 via e-transfer once the card issuer approves the referee's credit card application. The exact timing depends on when the issuer confirms the approval to RateHub.
Compare Cards & Earn $50No. RateHub states there are no limits — the more people you refer who get approved for eligible cards, the more you earn. Each successful referral earns both parties up to $50.
Compare Cards & Earn $50No. Browsing and comparing credit cards on RateHub is a soft inquiry and does not affect your credit score. A hard credit inquiry only occurs when you formally submit a credit card application, the same as applying directly with the issuer.
Compare Cards & Earn $50No. You can sign up for a free RateHub account directly through my referral link. The referral is tracked automatically — you don't need an existing account or a separate code to enter.
Compare Cards & Earn $50Ready to Find a Better Credit Card?
Sign up through my referral link, get approved for an eligible credit card, and we both earn up to $50 via e-transfer. Free to compare, no credit impact to browse.
Compare Cards on RateHubFree to use. Up to $50 each via e-transfer. No limit on referrals.