--- title: RateHub Referral Code Canada – Earn Up to $50 Each | SimpleReferral description: Use my RateHub referral link, get approved for an eligible credit card, and we both earn up to $50 via e-transfer. Compare credit cards from Tangerine, Scotiabank, TD, RBC, MBNA and more — free. lang: en referralCode: QNQ6JH referralLink: https://ratehub.ca/ref/QNQ6JH bonus: $50 canonical: https://simplereferral.net/ratehub/ --- # Find the Right Credit Card. We Both Earn Up to $50. RateHub compares credit cards from Canada's top issuers side by side. Sign up through my referral link, get approved for an eligible card, and both of us receive up to $50 via e-transfer. **Referral Link**: https://ratehub.ca/ref/QNQ6JH **Sign-up Bonus**: $50 (both referee and referrer) --- ## Why I Use RateHub for Credit Cards I use RateHub to compare credit cards across Canada, and their referral program is one of the better ones I've seen. If you sign up through my referral link and get approved for an eligible credit card — one with the "Eligible for referral bonus" badge on RateHub — both of us receive up to $50 via e-transfer. Eligible cards come from issuers like Tangerine, Scotiabank, TD, Simplii, RBC, and MBNA. The platform is free to use, and comparing cards doesn't affect your credit score. The bonus is paid out once the card issuer approves your application. --- ## Up to $50 Each — No Limit on Referrals Use my referral link to sign up, then apply for any credit card with the "Eligible for referral bonus" badge. Once you're approved by the card issuer, we both receive up to $50 via e-transfer. No cap on how many people you can refer. [Compare Cards & Earn $50](https://ratehub.ca/ref/QNQ6JH) --- ## How It Works Three steps to earn your referral bonus on RateHub. 1. **Sign Up via My Referral Link** — Click my referral link to create a free RateHub account. Your account will be linked to my referral automatically — no code to enter manually. 2. **Find an Eligible Credit Card** — Browse credit cards on RateHub and look for the "Eligible for referral bonus" badge. Eligible cards come from issuers like Tangerine, Scotiabank, TD, Simplii, RBC, and MBNA. 3. **Apply and Get Approved** — Submit your credit card application directly through RateHub. Once the card issuer approves your application, the referral bonus is triggered for both of us. 4. **Both of Us Receive Up to $50** — After your approval is confirmed, RateHub sends up to $50 to you and up to $50 to me via e-transfer. No further action required. --- ## Why I Use RateHub to Compare Credit Cards What genuinely stands out after using RateHub to find and apply for credit cards. - 🃏 **Cards from All Major Issuers**: RateHub lists cards from Tangerine, Scotiabank, TD, Simplii, RBC, MBNA, and more — side by side with rewards rates, fees, and sign-up offers clearly displayed. - 🆓 **Free to Compare, No Credit Impact**: Browsing and comparing credit cards on RateHub is completely free and does not affect your credit score. A hard inquiry only happens when you formally submit an application. - 💸 **Up to $50 Each — Paid via E-Transfer**: Unlike many referral programs, both the person who refers and the person who signs up receive the bonus. RateHub pays out via e-transfer once the card issuer approves the application. --- ## Questions About the RateHub Referral Program Everything I needed to know before sharing my referral link. ### What triggers the referral bonus on RateHub? The referral bonus is triggered when someone signs up through your unique referral link, applies for a credit card that has the "Eligible for referral bonus" badge on RateHub, and gets approved by the card issuer. Simply browsing or comparing cards does not count — the applicant must be approved. ### Which credit cards are eligible for the referral bonus? Not all cards on RateHub qualify. Eligible cards are marked with an "Eligible for referral bonus" badge on the card listing page. Participating issuers include Tangerine, Scotiabank, TD, Simplii, RBC, and MBNA, among others. Always check for the badge before applying. ### How and when do we receive the bonus? Both the referrer and the referee receive up to $50 via e-transfer once the card issuer approves the referee's credit card application. The exact timing depends on when the issuer confirms the approval to RateHub. ### Is there a limit on how many people I can refer? No. RateHub states there are no limits — the more people you refer who get approved for eligible cards, the more you earn. Each successful referral earns both parties up to $50. ### Does comparing cards on RateHub affect my credit score? No. Browsing and comparing credit cards on RateHub is a soft inquiry and does not affect your credit score. A hard credit inquiry only occurs when you formally submit a credit card application, the same as applying directly with the issuer. ### Do I need an existing RateHub account to use the referral link? No. You can sign up for a free RateHub account directly through my referral link. The referral is tracked automatically — you don't need an existing account or a separate code to enter. --- ## Ready to Find a Better Credit Card? Sign up through my referral link, get approved for an eligible credit card, and we both earn up to $50 via e-transfer. Free to compare, no credit impact to browse. [Compare Cards on RateHub](https://ratehub.ca/ref/QNQ6JH) Free to use. Up to $50 each via e-transfer. No limit on referrals. --- *SimpleReferral is an independent personal site, not affiliated with RateHub Inc. The referral bonus of up to $50 applies only to eligible credit cards marked with the "Eligible for referral bonus" badge on RateHub.ca, and requires the referred person to be approved by the card issuer. Bonus is paid via e-transfer after approval. Terms are subject to change by RateHub at any time. Nothing on this site constitutes financial or credit advice. RateHub is a registered trademark of RateHub Inc.*